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How to save your online survey money for big investments

Most online survey takers are happy just answering questions for a little cash in hand for discretionary spending purposes. A few small payouts multiple times a month are great for doing a little shopping or dining out. 

However, those paid survey earnings might add up quicker than you think if you're good at saving your money. Before you know it, a few months of filling out online surveys could help you afford a down payment on a car or a few college courses in your free time. It all comes down to how good you are at earning money and setting it aside for later.

If you're not a notorious impulse shopper or the moral lessons of "The Ant and the Grasshopper" flew right over your head, here's how you can rig the system to start a savings account for you. Suddenly, taking paid surveys will turn into a hugely helpful forward-thinking habit, and your future self will thank you.

Link your PayPal account to a savings account
The great part about taking online surveys with Opinion Outpost is that the points you earn can be easily exchanged for cash electronically through PayPal. Sure, you could indulge in gift cards for popular online marketplaces, too, but that won't help you save your earnings.

Before you exchange those points for cash, link your PayPal account to a savings account with your bank. Don't worry, this is a quick and simple process, and nearly anyone with a checkbook can do it.

  1. First, log into your PayPal account. If you don't have an account created, don't fret. All you need to do is provide an email address and create a password.
  2. After you log in, you'll see a wallet icon toward the top of the Web page. Click the icon, hover over to "link a payment method" and then hover over to "bank account."
  3. PayPal will ask for the account type at this point. Remember to link a savings account, as this will make it harder to access the money regularly and easier to save. You could even start an entirely new savings account and link it to see exactly how much money you're making with paid surveys.
  4. After specifying what kind of account it is, you'll be asked to provide the appropriate routing and account numbers, which you can find on the checks in your checkbook. 

And that's all there is to it! You can now exchange Opinion Outpost points into PayPal cash and move that cash directly to your savings account. 

Don't forget about the quarterly prize draw
Not only will taking surveys for money regularly bring money into your savings account, but you may be able to cash in on that $10,000 quarterly prize draw somewhere down the line. If you're the lucky winner, wire that money to your savings account, too. That's a lot of cash to put toward a home, car, retirement or more.

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